With fuel injection and onboard computers, cars have become so trouble-free you probably can’t remember the last time you had the engine tuned. But most people’s auto insurance probably needs an immediate tune-up, if for no other reason than their net worth has increased, giving them more to protect from lawsuits and minimizing the risk of denting your financial future.
At North Shore Insurance Associates, we work with you to find out where your auto coverage might leave you by the side of the road. Take liability coverage for bodily injury, for instance. The minimum coverage required under Illinois law is $25,000 for the injury or death of one person in an accident, and $50,000 for the entire occurrence—how much medical care can you get for $25K these days? Perhaps for emergency room service! If you were found to be at fault in an injury accident and you had only minimal coverage, you’d face the possibility of being sued personally and your home and other assets could become vulnerable. You could go through your entire savings account due to one accident or illness. We’ll show you how affordable it can be to up your protection from $25K to $250K … or higher…at remarkably low rates.
We will also review other important automobile insurance aspects to make sure you’re covered for every curve the road and your car throws at you. With a proper, affordable NSI auto insurance plan:
- Your collision coverage provides protection to replace or repair your vehicle regardless of who is at fault.
- Your comprehensive coverage provides protection to your vehicle in any non-automobile collision such as hail damage, vandalism or tree limb falling (ouch).
- Uninsured and underinsured motorists’ liability coverage provides protection for you and people in your car if you’re in an accident with another driver who doesn’t carry any or enough liability coverage.
- Medical payments is optional coverage in Illinois that can be a low-cost way to provide several thousand extra dollars for medical treatment regardless of who is at fault.
Our experienced insurance agents can help guide you to an auto insurance package that gets you through twists and turns. Let us hear from you soon.